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From Lesson Plans to Retirement Plans

Ameritime’s mission is to educate Kansas school district employees about their pension and retirement benefits, including KPERS, 403(b), and 457(b) plans, and to help them maximize the value of those resources when it’s time to retire.

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Even the Wisest Among Us Still Need Teachers…

With more than a century of combined experience, Ameritime representatives
bring diverse expertise and professional insight to help employees confidently
transition from their working years into retirement.

Kansas School District Educators

Kansas School District Educators

Ameritime is a trusted resource for financial guidance and education, specializing in school district retirement savings options.

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Kansas School District Administrators

Kansas School District Administrators

Are you looking for a trusted partner to help your district better understand and navigate its retirement plan options?

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We Help You Understand How
Retirement Works

As a locally owned and operated firm, we are readily accessible to state educators and regularly travel to school districts across
Kansas to provide support. Meeting face-to-face allows us to listen, learn, and truly understand what matters most to you and your family.

Through our educational workshops, we help you understand how Social Security, taxes, inflation, and longevity impact your retirement decisions.
Our team is committed to delivering clear, comprehensive, and practical retirement education tailored specifically for educators across the state of Kansas.

About Us

When the finish line is in sight

Founded by former educators, Ameritime, LLC is a Registered Investment Adviser
committed to helping Kansas school district employees understand the complexities
of their retirement benefit plans.

Our Services

FAQ

Ameritime serves as a trusted resource for financial education and guidance tailored specifically to the KPERS pension and retirement savings options.
We provide timely legislative updates, clear and practical explanations, and educational support surrounding KPERS, 403(b), and 457(b) plans.

What is KPERS and how does it work?

KPERS is a defined benefit pension system that pools contributions from you and your employer and invests them to pay retirement benefits. Once you’re vested, you earn a lifetime, monthly benefit that doesn’t run out, even if you live many years in retirement.

What does “being vested” mean?

Vested means you’ve worked long enough to be guaranteed a pension benefit when you retire. Typically, after a set number of years of service. For KPERS it’s 5 years to be fully vested.

When can I retire with full benefits?

Retirement eligibility depends on your KPERS tier and
years of service. Full retirement often requires a combination of age and service credits. For some KPERS plans, you can retire earlier with reduced benefits.

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